In today's modern world, spending is everywhere. As savvy consumers it's also in our best interests to save money too, not just spend it. Can saving money be detrimental to the environment? Absolutely. Some banks behave differently, however.

Savers often move their bank accounts to take advantage of the best interest rates, but few of us think about the same process when it comes to ethical banks. As more and more of us live in debt, through student loans, mortgages and the like, choosing a bank that operates transparently and does not encourage unnecessary spending is crucial.

Making the switch to a responsible bank is the first, simple step towards ethical spending and green consumerism.